Bank Bureau Pull Guide
Know which credit bureau each bank checks before you apply
Why This Matters
If you have negative items on one bureau but not others, you can strategically apply to banks that don't pull from that bureau. This increases your approval odds and helps you build credit faster.
American Express
Credit Cards
Equifax
Experian
TransUnion
Bank of America
Credit Cards
Equifax
Experian
TransUnion
Capital One
Credit Cards
Equifax
Experian
TransUnion
Chase
Credit Cards
Equifax
Experian
TransUnion
Citi
Credit Cards
Equifax
Experian
TransUnion
Discover
Credit Cards
Equifax
Experian
TransUnion
Wells Fargo
Credit Cards
Equifax
Experian
TransUnion
Barclays
Credit Cards
Equifax
Experian
TransUnion
Synchrony
Credit Cards
Equifax
Experian
TransUnion
Ally Bank
Banks
Equifax
Experian
TransUnion
PNC Bank
Banks
Equifax
Experian
TransUnion
TD Bank
Banks
Equifax
Experian
TransUnion
Truist Bank
Banks
Equifax
Experian
TransUnion
Regions Bank
Banks
Equifax
Experian
TransUnion
Navy Federal
Credit Unions
Equifax
Experian
TransUnion
Pentagon Federal
Credit Unions
Equifax
Experian
TransUnion
Amazon Store Card
Store Cards
Equifax
Experian
TransUnion
Apple Card
Store Cards
Equifax
Experian
TransUnion
Target RedCard
Store Cards
Equifax
Experian
TransUnion
Walmart Credit Card
Store Cards
Equifax
Experian
TransUnion
CarMax Auto Finance
Auto Lenders
Equifax
Experian
TransUnion
Toyota Financial
Auto Lenders
Equifax
Experian
TransUnion
Honda Financial
Auto Lenders
Equifax
Experian
TransUnion
Need a Custom Strategy?
We'll analyze your credit file and create a personalized application strategy based on which bureaus have your best scores.